Justin attends Debtors Anonymous not because he has a debt problem, but because he won’t spend. He would hoard his money out of fear that he might not be able to control his finances. His refusal to spend money often left him living without bare necessities. Justin spent years living in a 200 square-foot apartment with bad ventilation only because it was the least costly place to live he could find. But his fear might have been justified, as while on an overseas business trip he ran up a hotel phone bill of more than ten thousand dollars! While attending meetings in another recovery fellowship, friends suggested DA as a means to help him understand money and proper budgeting.